***Attention Medicare Beneficiaries***
This year's Medicare open enrollment period is October 15th through December 7th. If you're not sure how that affects your health insurance for 2017, call us at (406) 294-5650 to set up an appointment to come see Ronda. Anyone who had New West Medicare Advantage this year will be losing their coverage January 1st & needs to get new insurance. Watch the video below for more details about Open Enrollment. I would appreciate if you would click here to like our Facebook page and help us spread the word.
We educate our clients and take the mystery out of investing, insurance, estate conservation, and preserving wealth.Learn More
We design customized benefit plans with an emphasis on affordability, ease of administration & personalized customer service.Learn More
& Social Security
We help you wade through the Medicare & Social Security maze.Learn More
Welcome, I’m Ronda Smith ~ That’s Ronda with no “H”. The “H” stands for hassle & I take the hassle out of your financial advising & insurance needs.
Whether you’re a seasoned investor or just starting out, I would appreciate the opportunity to earn you business. I build clients comprehensive financial plans that include stocks, bonds, mutual funds, REITS & annuities. Your plan will incorporate not only your retirement savings needs but also your insurance needs including health insurance, dental insurance, disability insurance, life insurance & long term care insurance. I can also help wade through the Medicare & Social Security “maze” of options. There is no cost or obligation to have your own customized financial plan so call to today & get started on your road to financial success. our personalized service focuses on your needs, wants, and financial goals and objectives.
We look forward to working with you through all stages of your life.Contact Us
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One or the other? Perhaps both traditional and Roth IRAs can play a part in your retirement plans.
A Taxing Story: Capital Gains and Losses
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IRA Withdrawals that Escape the 10% Tax Penalty
The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown.
There are other ways to maximize Social Security benefits, in addition to waiting to claim them.
One way to find money is to examine your current spending habits and eliminate money wasters.
Each day, the Fed is behind the scenes supporting the economy and providing services to the U.S. financial system.
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Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with your options.
Here are some examples of deductions from the IRS that were permitted and some that were, uh, too creative.
Use this calculator to estimate your income tax liability along with average and marginal tax rates.
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This calculator helps estimate your federal estate tax liability.
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This calculator may help you estimate how long funds may last given regular withdrawals.
This calculator will help determine whether you should invest funds or pay down debt.
There are some smart strategies that may help you pursue your investment objectives
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A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.