***Attention Medicare Beneficiaries***
This year's Medicare open enrollment period is October 15th through December 7th. If you're not sure how that affects your health insurance for 2017, call us at (406) 294-5650 to set up an appointment to come see Ronda. Anyone who had New West Medicare Advantage this year will be losing their coverage January 1st & needs to get new insurance. Watch the video below for more details about Open Enrollment. I would appreciate if you would click here to like our Facebook page and help us spread the word.
Financial Planning
We educate our clients and take the mystery out of investing, insurance, estate conservation, and preserving wealth.
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Owners
We design customized benefit plans with an emphasis on affordability, ease of administration & personalized customer service.
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& Social Security
We help you wade through the Medicare & Social Security maze.
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Welcome, I’m Ronda Smith ~ That’s Ronda with no “H”. The “H” stands for hassle & I take the hassle out of your financial advising & insurance needs.
Whether you’re a seasoned investor or just starting out, I would appreciate the opportunity to earn you business. I build clients comprehensive financial plans that include stocks, bonds, mutual funds, REITS & annuities. Your plan will incorporate not only your retirement savings needs but also your insurance needs including health insurance, dental insurance, disability insurance, life insurance & long term care insurance. I can also help wade through the Medicare & Social Security “maze” of options. There is no cost or obligation to have your own customized financial plan so call to today & get started on your road to financial success. our personalized service focuses on your needs, wants, and financial goals and objectives.
We look forward to working with you through all stages of your life.
Contact UsHelpful Content
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The Anatomy of a Supplemental Health Plan
Here’s a guide to explain all the parts of Medicare.
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For some, the idea of establishing a retirement strategy evokes worries about complicated reporting and administration.
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1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability.
Three Key Questions to Answer Before Taking Social Security
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The Five Basics of Financial Literacy
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Having your identity stolen may result in financial loss plus the cost of trying to restore your good name.
Rebalancing Your Portfolio
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Your Emergency Fund: How Much Is Enough?
Having an emergency fund may help alleviate the stress and worry associated with a financial crisis.
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How Compound Interest Works
Use this calculator to better see the potential impact of compound interest on an asset.
Roth 401(k) vs. Traditional 401(k)
This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
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Estimate your monthly and annual income from various IRA types.
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Enter various payment options and determine how long it may take to pay off a credit card.
Bi-Weekly Payments
This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.
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Retirement Plan Distributions
There are a number of ways to withdraw money from a qualified retirement plan.
Managing Your Lifestyle
Using smart management to get more of what you want and free up assets to invest.
Tax Management Strategies
Learn more about taxes, tax-favored investing, and tax strategies.
Principles of Preserving Wealth
How federal estate taxes work, plus estate management documents and tactics.
Keys to Investing for Retirement
There are some key concepts to understand when investing for retirement
Investment Strategies for Retirement
Investment tools and strategies that can enable you to pursue your retirement goals.
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Jane Bond: Infiltrating the Market
Agent Jane Bond is on the case, cracking the code on bonds.
Consider These 3 Things Before Driving Off the Lot
There are a few things to consider when buying or leasing your next vehicle.
The Power of Tax-Deferred Growth
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Should You Invest in Exchange Traded Funds?
There are hundreds of ETFs available. Should you invest in them?
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In life it often happens that the answers to our most pressing questions are right in our own backyards.
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It's easy to let investments accumulate like old receipts in a junk drawer.