I’m Ronda Smith;
That’s Ronda With No ‘H’
The ‘H’ Stands for Hassle… and I Take the Hassle Out of Financial Advising and Insurance Needs.
I have always been interested in the world of finances but it wasn’t until college that I discovered how empowering financial knowledge can be. Without sufficient knowledge of the financial industry, managing personal finances can be daunting for the average person. By understanding your finances and opportunities, I believe you can make informed decisions and feel confident with and in control of your financial future.
Based in Billings, Montana, I work with clients in my local community, as well as across the state and in the Spokane, Washington area. Whether a client has significant assets to manage or is just starting to accumulate wealth, I have the resources and experience to provide the services that may fit clients’ needs. I invite you to reach out to me to discuss how I can help you develop a long-term financial strategy.
Younger Clients
For young clients building their careers, many are seeking simple investment and retirement strategies that may help them start building their wealth. Others may be changing careers and need advice on how to roll over their 401(k)s. And for clients with families, I can offer advice on life insurance, health insurance, and college planning.
Business Owners
I also work with sole proprietors and small business owners. Whether they are looking to develop a 401(k) plan, create a succession strategy, or determine an affordable employee package, I can help with the many complexities of running a business.
Pre-Retirees/Retirees
Clients approaching or in retirement are largely concerned with preserving their wealth and making it last. Focusing on mitigating risk and protecting assets, I can help develop strategies for clients to develop consistent income streams, assist with estate planning, and offer guidance on Medicare, the Affordable Care Act, and prescription drug plans.