I’m Ronda Smith;
That’s Ronda With No ‘H’
The ‘H’ Stands for Hassle… and I Take the Hassle Out of Financial Advising and Insurance Needs.
I have always been interested in the world of finances but it wasn’t until college that I discovered how empowering financial knowledge can be. Without sufficient knowledge of the financial industry, managing personal finances can be daunting for the average person. By understanding your finances and opportunities, I believe you can make informed decisions and feel confident with and in control of your financial future.
Based in Billings, Montana, I work with clients in my local community, as well as across the state and in the Spokane, Washington area. Whether a client has significant assets to manage or is just starting to accumulate wealth, I have the resources and experience to provide the services that may fit clients’ needs. I invite you to reach out to me to discuss how I can help you develop a long-term financial strategy.
Why Work With Ronda?
No one strategy fits everyone, which is why every client gets our undivided attention—from planning to execution to follow-up. We take a proactive approach to helping you develop a strategy to address your financial goals and objectives, using the most efficient methods available.
Recognizing that everyone encounters challenges along the way, we strive to anticipate and address those situations as they occur. We want to keep you on track toward a meaningful and purpose-driven financial future.
SteoStep 
The Journey Starts Here
Step 1: Set Goals
Define short-term & long-term goals. While envisions many years down the road is often the most difficult step for our clients, it's also rewarding to declare and prioritize your financial goals.
Get To Know You
Step 2: Gather Financial Information
Together, we collect details about income, expenses, retirement accounts, IRAs, debts, life insurance, and any other factors. We even consider projected social security or pensions.
Visualize Your Future
Step 3: Analyze Your Financial Situation
We create a comprehensive written plan that assesses cash flow, net worth, and your projected retirement outlook.
Build Your Strategy
Step 4: Develop Strategies
We develop your customized investment plan to help you achieve your short-term and long-term financial goals.
Make It happen
Step 5: Implement The Plan
We take precise action on your customized strategies to bring your financial dreams into reality.
SteoStep 
Moving into The Future
Step 6: Monitor and Review
On an annual or as needed basis, we will meet to re-evaluate, update, and adjust as needed to make sure your financial journey stays on track.